| Benefits |
Business Checking |
Relationship Business Checking |
Analysis Business Checking |
Business Advantage Checking (Non-Profit & Sole Proprietors) |
| Opening Deposit |
$100 |
$100 |
$100 |
$100 |
| Interest Bearing |
N/A |
N/A |
Earnings credits applied to service fees based upon account balance |
Tiered based on account balance |
| Average Collected Monthly Balance (ACMB) |
$500 |
$5,000 in deposit balances or $50,000 in linked loan balances |
N/A |
N/A |
| Monthly Maintenance Fee |
$12 if balance falls below ACMB |
$12 if balance falls below requirements above |
May be offset by account balances |
N/A |
| Transactional Items |
$0.25 for each transaction over 250 per statement cycle |
$0.25 for each transaction over 350 per statement cycle |
May be offset by account balances |
$0.16 for each transaction over 300 per statement cycle |
| Online Banking* |
Free |
Free |
Free |
Free |
| Online Bill Pay |
Free |
Free |
Free |
Free |
| Free Visa Busines CheckCard |
|
 |
|
|
| Free Telephone Banking |
 |
 |
|
|
| Over 15,000 Nationwide MoneyPass ATMs |
|
|
|
|
| Free & Unlimited Use of Bay Bank ATMs |
|
|
|
|
| *Basic Business Online Banking is free. Fees apply for additional business online services. |