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Personal Loans

From personal to business, Carrollton Bank offers a variety of loan products and flexible terms to meet all of your borrowing needs. Speak with a bank representative for additional information and individual loan requirements.

PERSONAL SECURED & UNSECURED LOANS

SECURED

  • Borrow up to 95% of the Value of Your CD or Savings Account
  • $2,500 Minimum Loan Amount
  • Fixed Payments
  • Interest Rate is 2.00% Over the Rate on CD or Savings Account

UNSECURED

  • Requires No Collateral
  • $7,500 Maximum Loan Amount
  • $3,000 Minimum Loan Amount
  • Flexible Repayment Terms Available
  • Affordable Monthly Payments at a Fixed Interest Rate
  • 1/4% Rate Reduction with Automatic Payment from a Carrollton Bank Checking Account

HOME EQUITY LOANS & LINES OF CREDIT

LOAN

  • Borrow up to 80% of the Home’s Combined Loan-to-Value (LTV)
  • Fixed Interest Rate & Consistent Payment
  • Ideal Loan for Debt Consolidation, Home Improvement & Tuition
  • Possible Tax Advantages*

*Consult your tax advisor.

LINE OF CREDIT

  • Borrow up to 80% of the Home's Combined Loan-to-Value (LTV)
  • $25,000 Minimum Line Amount
  • $200,000 Maximum Line Amount
  • Variable Interest Rate Tied to Wall Street Journal Prime Rate
  • Write a Check to Yourself When Funds are Needed
  • Possible Tax Advantages*

*Consult your tax advisor.

AUTOMOBILE

(Cars, Vans, Mini-Vans, Pick Up Trucks, SUVs)

  • New & Used Vehicles
  • 20% Down Payment
  • Easy Application & Approval Process
  • Pre-approval Available
  • Fixed & Variable Rates
  • Flexible Payment Terms
  • 1/4% Rate Reduction with Automatic Payment from a Carrollton Bank Checking Account

PERSONAL LINES OF CREDIT & OVERDRAFT PROTECTION

CLASSIC LINE OF CREDIT

  • Unsecured, Revolving Line of Credit
  • Variable Interest Rate Based Upon Wall Street Journal Prime Rate
  • Open-Ended Term
  • No Fees
  • $10,000 Maximum Line Amount
  • Requires a Carrollton Bank Checking Account with ACH Debit for Payments

OVERDRAFT PROTECTION LINE OF CREDIT

  • Prevents Overdrafts from Personal Checking Account
  • $30 Annual Fee
  • Open-Ended Term
  • $500 Minimum Line & $5,000 Maximum Line
  • Allows Access to Funds up to the Approved Credit Amount
 
 
Corporate Office
7151 Columbia Gateway Drive, Suite A
Columbia, MD 21046
(410) 312-5400
Toll Free (800) 222-6566

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